{"id":46096,"date":"2022-07-12T23:01:41","date_gmt":"2022-07-12T21:01:41","guid":{"rendered":"https:\/\/pharma-trend.com\/en\/pacific-life-updates-underwriting-guidelines-to-expand-life-insurance-options-to-individuals-living-with-hiv\/"},"modified":"2022-07-12T23:01:41","modified_gmt":"2022-07-12T21:01:41","slug":"pacific-life-updates-underwriting-guidelines-to-expand-life-insurance-options-to-individuals-living-with-hiv","status":"publish","type":"post","link":"https:\/\/pharma-trend.com\/en\/pacific-life-updates-underwriting-guidelines-to-expand-life-insurance-options-to-individuals-living-with-hiv\/","title":{"rendered":"Pacific Life Updates Underwriting Guidelines to Expand Life Insurance Options to Individuals Living With HIV"},"content":{"rendered":"<div>\n<p>NEWPORT BEACH, Calif.&#8211;(BUSINESS WIRE)&#8211;Pacific Life has expanded its offering of life insurance coverage to eligible individuals living with human immunodeficiency virus (HIV).\n<\/p>\n<p><a href=\"https:\/\/mms.businesswire.com\/media\/20220712006141\/en\/1511919\/5\/PL-Logo-Vert-Color-Small.jpg\"><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20220712006141\/en\/1511919\/21\/PL-Logo-Vert-Color-Small.jpg\"><\/a><\/p>\n<p>\n\u201c<!-- no quote -->In keeping with our progressive approach to underwriting, we are leveraging the latest medical advancements in therapeutics for HIV in order to offer coverage to individuals living with this chronic condition,\u201d said Dawn Behnke, executive vice president of the Life Insurance Division, Pacific Life. \u201c<!-- no quote -->This offering aligns with Pacific Life\u2019s innovative and customer-centric approach in securing families\u2019 financial futures and legacies.\u201d\n<\/p>\n<p>\nCurrently, there are about 1.1 million people living with HIV in the United States<sup> <\/sup>and most are now living longer and healthier lives.<sup> 1,2<\/sup>\n<\/p>\n<p>\n\u201c<!-- no quote -->Times are changing, and we\u2019re taking the long-term, holistic view while supporting our customers\u2019 needs,\u201d said Susan Ghalili, senior vice president and chief underwriter of the Life Insurance Division, Pacific Life. \u201c<!-- no quote -->We are living in exciting times, where advancements in clinical medicine afford us the opportunity to expand our protection products to people living with many chronic conditions, including HIV.\u201d\n<\/p>\n<p>\n<i>1 Centers for Disease Control and Prevention, <a target=\"_blank\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.cdc.gov%2Fhiv%2Fbasics%2Fstatistics.html&amp;esheet=52779187&amp;newsitemid=20220712006141&amp;lan=en-US&amp;anchor=Basic+Statistics+%7C+HIV+Basics+%7C+HIV%2FAIDS+%7C+CDC&amp;index=1&amp;md5=2d2e380ba1285422db392ad960b1d99a\" rel=\"nofollow noopener\" shape=\"rect\">Basic Statistics | HIV Basics | HIV\/AIDS | CDC<\/a>.<\/i>\n<\/p>\n<p>\n<i>2 Murez, Cara, \u201c<!-- no quote -->Americans Living with HIV Have Near-Normal Life Expectancy: Study,\u201d U.S. News, July 7, 2021, <a target=\"_blank\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.usnews.com%2Fnews%2Fhealth-news%2Farticles%2F2021-07-07%2Famericans-living-with-hiv-have-near-normal-life-expectancy-study&amp;esheet=52779187&amp;newsitemid=20220712006141&amp;lan=en-US&amp;anchor=Americans+Living+With+HIV+Have+Near-Normal+Life+Expectancy%3A+Study+%7C+Health+News+%7C+US+News&amp;index=2&amp;md5=1d9685fb098b3793a2cb1a5f6f97d40e\" rel=\"nofollow noopener\" shape=\"rect\">Americans Living With HIV Have Near-Normal Life Expectancy: Study | Health News | US News<\/a>.<\/i>\n<\/p>\n<p>\n<b>About Pacific Life<\/b>\n<\/p>\n<p>\nFor more than 150 years, Pacific Life has helped millions of individuals and families with their financial needs through a wide range of <a target=\"_blank\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.pacificlife.com%2Fhome%2Fproducts%2Flife-insurance.html&amp;esheet=52779187&amp;newsitemid=20220712006141&amp;lan=en-US&amp;anchor=life+insurance+products&amp;index=3&amp;md5=8b5210a4e0626c2e07ab4dedf97be1cc\" rel=\"nofollow noopener\" shape=\"rect\">life insurance products<\/a>, <a target=\"_blank\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.pacificlife.com%2Fhome%2Fproducts%2Fannuities.html&amp;esheet=52779187&amp;newsitemid=20220712006141&amp;lan=en-US&amp;anchor=annuities&amp;index=4&amp;md5=7e47a59842d46a395d0d67f98a96cc6d\" rel=\"nofollow noopener\" shape=\"rect\">annuities<\/a>, and <a target=\"_blank\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.pacificlife.com%2Fhome%2Fproducts%2Fmutual-funds.html&amp;esheet=52779187&amp;newsitemid=20220712006141&amp;lan=en-US&amp;anchor=mutual+funds&amp;index=5&amp;md5=715ffc062a169924021e0e3af46d88ae\" rel=\"nofollow noopener\" shape=\"rect\">mutual funds<\/a>, and offers a variety of investment products and services to individuals, businesses, and pension plans. Whether your goal is to protect loved ones or grow your assets for retirement, Pacific Life offers innovative products and services that provide value and financial security for current and future generations. Pacific Life counts more than half of the 100 largest U.S. companies as its clients and has been named one of the 2022 World\u2019s Most Ethical Companies<sup>\u00ae<\/sup> by the Ethisphere Institute. For additional company information, including current financial strength ratings, visit <a target=\"_blank\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fwww.PacificLife.com&amp;esheet=52779187&amp;newsitemid=20220712006141&amp;lan=en-US&amp;anchor=www.PacificLife.com&amp;index=6&amp;md5=c7be685b31ba9d35985ddac061bf72ca\" rel=\"nofollow noopener\" shape=\"rect\">www.PacificLife.com<\/a>.\n<\/p>\n<p>\nPacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life &amp; Annuity Company. Client count as of June 2022 is compiled by Pacific Life using the 2022 FORTUNE 500<sup>\u00ae<\/sup> list.\n<\/p>\n<p>\nPacific Life Insurance Company is licensed to issue insurance products in all states except New York. Product\/material availability and features may vary by state. Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company, but they do not protect the value of the variable investment options. Look to the strength of the life insurance company with regard to such guarantees as these guarantees are not backed by the broker-dealer, insurance agency, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the life insurance company.\n<\/p>\n<p>\nPacific Life Insurance Company\u2019s individual life insurance products are marketed exclusively through independent third-party life insurance producers, which may include bank affiliated entities. Some of these selling entities may limit availability of some optional riders based on their client\u2019s age and other factors. Your life insurance producer can help you determine which optional riders are available and appropriate for you.\n<\/p>\n<p>\nPacific Life Insurance Company is located in Newport Beach, California.\n<\/p>\n<p>\n22-140<br \/>\n<br \/>PR-51718-00 7\/22\n<\/p>\n<p> <b>Contacts<\/b> <\/p>\n<p>\nJesse Page<br \/>\n<br \/>(949) 219-4575<br \/>\n<br \/><a target=\"_blank\" href=\"m&#97;&#x69;&#x6c;&#x74;o&#58;&#x6a;&#x70;&#x61;g&#101;&#x40;&#x70;&#x61;c&#105;&#x66;&#x69;&#x63;l&#105;&#x66;&#x65;&#x2e;c&#111;&#x6d;\" rel=\"nofollow noopener\" shape=\"rect\">&#x6a;p&#x61;&#103;e&#x40;&#112;&#x61;&#x63;i&#x66;&#105;c&#x6c;&#105;&#x66;&#101;&#46;&#x63;&#111;m<\/a>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>NEWPORT BEACH, Calif.&#8211;(BUSINESS WIRE)&#8211;Pacific Life has expanded its offering of life insurance coverage to eligible individuals living with human immunodeficiency virus (HIV). \u201cIn keeping with our progressive approach to underwriting, we are leveraging the latest medical advancements in therapeutics for HIV in order to offer coverage to individuals living with this chronic condition,\u201d said Dawn &#8230; <span class=\"more\"><a class=\"more-link\" href=\"https:\/\/pharma-trend.com\/en\/pacific-life-updates-underwriting-guidelines-to-expand-life-insurance-options-to-individuals-living-with-hiv\/\">[Read more&#8230;]<\/a><\/span><\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":{"0":"entry","1":"post","2":"publish","3":"author-business","4":"post-46096","6":"format-standard","7":"category-industry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pacific Life Updates Underwriting Guidelines to Expand Life Insurance Options to Individuals Living With HIV - Pharma Trend<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pharma-trend.com\/en\/pacific-life-updates-underwriting-guidelines-to-expand-life-insurance-options-to-individuals-living-with-hiv\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pacific Life Updates Underwriting Guidelines to Expand Life Insurance Options to Individuals Living With HIV - Pharma Trend\" \/>\n<meta property=\"og:description\" content=\"NEWPORT BEACH, Calif.&#8211;(BUSINESS WIRE)&#8211;Pacific Life has expanded its offering of life insurance coverage to eligible individuals living with human immunodeficiency virus (HIV). \u201cIn keeping with our progressive approach to underwriting, we are leveraging the latest medical advancements in therapeutics for HIV in order to offer coverage to individuals living with this chronic condition,\u201d said Dawn ... 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