{"id":55506,"date":"2023-04-04T15:07:38","date_gmt":"2023-04-04T13:07:38","guid":{"rendered":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/"},"modified":"2023-04-04T15:07:38","modified_gmt":"2023-04-04T13:07:38","slug":"working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million","status":"publish","type":"post","link":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/","title":{"rendered":"Working Americans Aged 45 + Say It Will Take $1,100,000 Saved to Retire Comfortably, but Only One in Five Will Get to a Million"},"content":{"rendered":"
\n

\nTime spent worrying about money: Over three weeks per year<\/i><\/b><\/p>\n

NEW YORK–(BUSINESS WIRE)–For the second year in a row, working Americans ages 45 and older say on average it will take about $1,100,000 in savings to retire comfortably, according to the Schroders 2023 U.S. Retirement Survey. Unfortunately, only 21% expect to reach the $1,000,000 mark, down from 24% in 2022. More than half (59%), say they expect to have less than $500,000 saved, including 34% forecasting less than $250,000 in savings.<\/p>\n

<\/a><\/p>\n

\nMillennial workers (ages 27-42) expect on average it will take about $1,300,000 to retire comfortably, but only 29% say they expect to reach $1,000,000 in retirement savings. Almost half (49%) say they expect to have less than $500,000 saved, including 27% with less than $250,000 in savings by retirement.<\/p>\n

\nOn the Doorstep of Retirement, Readiness Persistently Low<\/b><\/p>\n

\nThe percentage of non-retired Americans nearing retirement age (60-67 years old) who said they have enough money to retire was just 24%, a slight uptick from 22% in 2022.<\/p>\n

\n\u201cThere are profound gaps between what American workers say they need for a comfortable retirement and what they expect to have,\u201d said Deb Boyden, Head of US Defined Contribution, Schroders. \u201cThis could be from a lack of planning, or for many it might just be too hard to save and invest enough to reach their retirement goals. The fact that, once again, so few Americans nearing retirement are confident they have enough money speaks volumes about the work we still need to do. All of us, from employers to advisors to our industry, must do more to make it easier for American workers to reach retirement security.\u201d<\/p>\n

\nAnxiety, Lost Sleep, Health Concerns: The Real Impact of Financial Stress<\/b><\/p>\n

\nAlmost two-thirds (64%) of working millennials and 53% of older workers are concerned that financial stress will negatively affect their overall health.<\/p>\n

\nThe majority of older workers (56%) and working millennials (55%) said the 2022 stock market greatly increased their anxiety. Almost half (49%) of millennial workers have lost sleep worrying about their financial situation, as have 40% of workers 45 and older.<\/p>\n

\nMillennials Spend the Most Time Worrying About Money<\/i><\/p>\n

\nAmong working Americans, 85% of millennials said they worry each day about money; and those that do spend on average 1.9 hours per day or about 13 hours a week worrying. This calculates to approximately 28 full days a year worrying about money.<\/p>\n

\nOf workers ages 45 and up, 69% said they worry each day about money; and those that do spend on average 1.6 hours or about 11 hours each week. This amounts to approximately 24 days a year worrying about money.<\/p>\n

\nRetirement Plans Contribute to Anxiety. High Cash Balances a Result?<\/b><\/p>\n

\nAlmost half (48%) of working millennials, and 50% of older workers with a workplace retirement plan like a 401k, said the performance of their plan in 2022 caused them anxiety.<\/p>\n

\nFurther, almost two-thirds (64%) of working millennials and 62% of older workers with workplace retirement plans worry they won\u2019t be able to grow their workplace retirement plan assets to the level they hoped to achieve.<\/p>\n

\nA look at how they allocate their retirement investments \u2013 including workplace plans, IRAs, or other retirement accounts \u2013 reveals a significant allocation to cash. Why? Fear of losing money.<\/p>\n

\n2022 average asset allocation of retirement investments:<\/p>\n\n\n\n\n\n\n\n
<\/td>\n\u00a0<\/td>\n\n

\nWorkers aged 45 and older<\/p>\n<\/td>\n

\u00a0<\/td>\n\n

\nWorking Millennials<\/p>\n<\/td>\n<\/tr>\n

\n

\nEquities<\/p>\n<\/td>\n

\u00a0<\/td>\n\n

\n31%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n31%<\/p>\n<\/td>\n<\/tr>\n

\n

\nFixed income<\/p>\n<\/td>\n

\u00a0<\/td>\n\n

\n16%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash<\/p>\n<\/td>\n

\u00a0<\/td>\n\n

\n29%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n33%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTarget date funds<\/p>\n<\/td>\n

\u00a0<\/td>\n\n

\n13%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther<\/p>\n<\/td>\n

\u00a0<\/td>\n\n

\n10%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6%<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nThe reason the majority give for holding so much cash in their retirement accounts is safety \u2013 62% of working millennials and 66% of older workers say they have so much cash because they are afraid of losing too much money if the stock market goes down.<\/p>\n

\nAnother point of concern: 38% of working millennials and 24% of older workers say they have no idea how their retirement assets are allocated.<\/p>\n

\nAmong those with a workplace retirement plan, more than half (59%) of working millennials said they did not change their asset allocation in those plans in 2022; 26% said they became more conservative, and 15% said they invested more aggressively. Among older workers, 65% left their allocations unchanged, 25% became more conservative, and 10% invested more aggressively.<\/p>\n

\n\u201cGiven the performance of stocks and bonds last year, it\u2019s not surprising that fear of losing money heavily influenced asset allocations, but cash shouldn\u2019t be king, especially for millennials saving for retirement,\u201d says Joel Schiffman, Head of Strategic Partnerships, Schroders. \u201cEven the oldest millennial will have decades to ride out any short-term market volatility. With this long-term time horizon in mind, the benefits of working with a financial advisor to create a suitable asset allocation strategy that isn\u2019t dictated by bouts of market volatility can\u2019t be emphasized enough. Plus, imagine how much time investors can get back in their lives if an advisor helps give them greater peace of mind.\u201d<\/p>\n

\nWhere Did Working Americans Find Helpful Advice to Deal With 2022 Market Volatility?<\/b><\/p>\n

\nWorking millennials said family (38%), financial websites\/publications (23%), and their financial advisor (22%) were the most helpful sources of financial advice during 2022. Another 13% said social media; similarly, 13% said their employer and 7% said their workplace retirement plan provider. Only 19% did not seek out any advice.<\/p>\n

\nOlder workers said the most helpful advice came from their financial advisor (30%), financial websites\/publications (25%), and family (24%). Another 11% said their workplace retirement plan provider and 7% said their employers. One-quarter didn\u2019t seek out advice.<\/p>\n

\nInterestingly, 56% of working millennials and 39% of older workers with workplace retirement plans said they wish they received more guidance from their employer on how to invest their workplace retirement plan in 2022.<\/p>\n

\nAbout the Survey<\/b><\/p>\n

\nThe Schroders 2023 U.S. Retirement survey was conducted by 8 Acre Perspective among 2,000 U.S. investors nationwide ages 27-79, including respondents between ages 27-44 for the first time. The survey was conducted from <\/b>February 13 to March 3 in 2023. The median household income for working Americans surveyed was $75,000.<\/p>\n

\nFor more information on the Schroders 2022 U.S. Retirement Survey, visit www.schroders.com\/dc<\/a>.<\/p>\n

\nSchroders plc<\/b><\/p>\n

\nFounded in 1804, Schroders is one of Europe\u2019s largest independent investment management firms by assets under management. As at 31 December 2022, assets under management were \u00a3737.5 billion (\u20ac831.3 billion; $887.2 billion). The founding family remain a core shareholder, holding approximately 44% of the firm\u2019s shares. Schroders has continued to deliver strong financial results. It has a market capitalisation of circa \u00a37 billion and employs over 6,100 people across 38 locations.<\/p>\n

\nSchroders has benefited from the most diverse business model of any UK asset manager by geography, by asset class and by client type. Schroders offers innovative products and solutions across their five business areas of solutions; institutional; mutual funds; private assets & alternatives; and wealth management. Clients include insurance companies, pension schemes, sovereign wealth funds, endowments and foundations. They also manage assets for end clients as part of their relationships with distributors, financial advisers and online platforms. Schroders\u2019 Wealth Management offering reflects their strategic ambition to provide wealth management and financial planning services to clients across the wealth spectrum.<\/p>\n

\nSchroders\u2019 strategic aims are to grow their asset management business, build closer relationships with end clients and expand their private assets and alternatives business. Schroders\u2019 purpose is to provide excellent investment performance to clients through active management. The business channels capital into sustainable and durable businesses to accelerate positive change in the world. Schroders\u2019 business philosophy is based on the belief that if we deliver for clients, we deliver for Shareholders and other stakeholders.<\/p>\n

\nImportant Information:<\/b> All investments involve risk, including the loss of principal. The views and opinions stated are those of the individuals quoted and are subject to change. This document does not purport to provide investment advice and the information contained is for informational purposes and not to engage in any trading activities. Reliance should not be placed on the views and information in the document when making individual investment and\/or strategic decisions. The material is not intended to provide, and should not be relied on for accounting, legal or tax advice, or investment recommendations. Schroder Investment Management North America Inc. (\u201cSIMNA Inc.\u201d) is registered as an investment adviser with the US Securities and Exchange Commission and as a Portfolio Manager with the securities regulatory authorities in Alberta, British Columbia, Manitoba, Nova Scotia, Ontario, Quebec and Saskatchewan. It provides asset management products and services to clients in the United States and Canada. Schroder Fund Advisors LLC (\u201cSFA\u201d) markets certain investment vehicles for which SIMNA Inc. is an investment adviser. SFA is a wholly-owned subsidiary of SIMNA Inc. and is registered as a limited purpose broker-dealer with the Financial Industry Regulatory Authority and as an Exempt Market Dealer with the securities regulatory authorities in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Quebec, and Saskatchewan. SIMNA Inc. and SFA are wholly-owned subsidiaries of Schroders plc, a UK public company with shares listed on the London Stock Exchange. Further information about Schroders can be found at www.schroders.com\/us<\/a> or www.schroders.com\/ca<\/a>.<\/p>\n

Contacts<\/b> <\/p>\n

\nJennifer Manser O\u2019Rourke, Head of Corporate Communications, North America<\/b>
+1 212 632 2947
\n
jennifer.manser@Schroders.com<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Time spent worrying about money: Over three weeks per year NEW YORK–(BUSINESS WIRE)–For the second year in a row, working Americans ages 45 and older say on average it will take about $1,100,000 in savings to retire comfortably, according to the Schroders 2023 U.S. Retirement Survey. Unfortunately, only 21% expect to reach the $1,000,000 mark, … [Read more…]<\/a><\/span><\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":{"0":"entry","1":"post","2":"publish","3":"author-business","4":"post-55506","6":"format-standard","7":"category-industry"},"yoast_head":"\nWorking Americans Aged 45 + Say It Will Take $1,100,000 Saved to Retire Comfortably, but Only One in Five Will Get to a Million - Pharma Trend<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Working Americans Aged 45 + Say It Will Take $1,100,000 Saved to Retire Comfortably, but Only One in Five Will Get to a Million - Pharma Trend\" \/>\n<meta property=\"og:description\" content=\"Time spent worrying about money: Over three weeks per year NEW YORK–(BUSINESS WIRE)–For the second year in a row, working Americans ages 45 and older say on average it will take about $1,100,000 in savings to retire comfortably, according to the Schroders 2023 U.S. Retirement Survey. Unfortunately, only 21% expect to reach the $1,000,000 mark, ... [Read more...]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/\" \/>\n<meta property=\"og:site_name\" content=\"Pharma Trend\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-04T13:07:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mms.businesswire.com\/media\/20230404005458\/en\/1755244\/21\/Schroders_1.jpg\" \/>\n<meta name=\"author\" content=\"Business Wire\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Business Wire\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\\\/\"},\"author\":{\"name\":\"Business Wire\",\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/#\\\/schema\\\/person\\\/02d41342c7a74fa7f0032bb35ef0bb24\"},\"headline\":\"Working Americans Aged 45 + Say It Will Take $1,100,000 Saved to Retire Comfortably, but Only One in Five Will Get to a Million\",\"datePublished\":\"2023-04-04T13:07:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\\\/\"},\"wordCount\":1466,\"publisher\":{\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mms.businesswire.com\\\/media\\\/20230404005458\\\/en\\\/1755244\\\/21\\\/Schroders_1.jpg\",\"articleSection\":[\"Industry\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\\\/\",\"url\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\\\/\",\"name\":\"Working Americans Aged 45 + Say It Will Take $1,100,000 Saved to Retire Comfortably, but Only One in Five Will Get to a Million - Pharma Trend\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mms.businesswire.com\\\/media\\\/20230404005458\\\/en\\\/1755244\\\/21\\\/Schroders_1.jpg\",\"datePublished\":\"2023-04-04T13:07:38+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/pharma-trend.com\\\/en\\\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\\\/#primaryimage\",\"url\":\"https:\\\/\\\/mms.businesswire.com\\\/media\\\/20230404005458\\\/en\\\/1755244\\\/21\\\/Schroders_1.jpg\",\"contentUrl\":\"https:\\\/\\\/mms.businesswire.com\\\/media\\\/20230404005458\\\/en\\\/1755244\\\/21\\\/Schroders_1.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Working Americans Aged 45 + Say It Will Take $1,100,000 Saved to Retire Comfortably, but Only One in Five Will Get to a Million\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/\",\"name\":\"Pharma Trend\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/#organization\",\"name\":\"Pharma Trend\",\"url\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"Pharma Trend\"},\"image\":{\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/pharma-trend.com\\\/en\\\/#\\\/schema\\\/person\\\/02d41342c7a74fa7f0032bb35ef0bb24\",\"name\":\"Business Wire\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Working Americans Aged 45 + Say It Will Take $1,100,000 Saved to Retire Comfortably, but Only One in Five Will Get to a Million - Pharma Trend","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/","og_locale":"en_US","og_type":"article","og_title":"Working Americans Aged 45 + Say It Will Take $1,100,000 Saved to Retire Comfortably, but Only One in Five Will Get to a Million - Pharma Trend","og_description":"Time spent worrying about money: Over three weeks per year NEW YORK–(BUSINESS WIRE)–For the second year in a row, working Americans ages 45 and older say on average it will take about $1,100,000 in savings to retire comfortably, according to the Schroders 2023 U.S. Retirement Survey. Unfortunately, only 21% expect to reach the $1,000,000 mark, ... [Read more...]","og_url":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/","og_site_name":"Pharma Trend","article_published_time":"2023-04-04T13:07:38+00:00","og_image":[{"url":"https:\/\/mms.businesswire.com\/media\/20230404005458\/en\/1755244\/21\/Schroders_1.jpg","type":"","width":"","height":""}],"author":"Business Wire","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Business Wire","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/#article","isPartOf":{"@id":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/"},"author":{"name":"Business Wire","@id":"https:\/\/pharma-trend.com\/en\/#\/schema\/person\/02d41342c7a74fa7f0032bb35ef0bb24"},"headline":"Working Americans Aged 45 + Say It Will Take $1,100,000 Saved to Retire Comfortably, but Only One in Five Will Get to a Million","datePublished":"2023-04-04T13:07:38+00:00","mainEntityOfPage":{"@id":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/"},"wordCount":1466,"publisher":{"@id":"https:\/\/pharma-trend.com\/en\/#organization"},"image":{"@id":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/#primaryimage"},"thumbnailUrl":"https:\/\/mms.businesswire.com\/media\/20230404005458\/en\/1755244\/21\/Schroders_1.jpg","articleSection":["Industry"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/","url":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/","name":"Working Americans Aged 45 + Say It Will Take $1,100,000 Saved to Retire Comfortably, but Only One in Five Will Get to a Million - Pharma Trend","isPartOf":{"@id":"https:\/\/pharma-trend.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/#primaryimage"},"image":{"@id":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/#primaryimage"},"thumbnailUrl":"https:\/\/mms.businesswire.com\/media\/20230404005458\/en\/1755244\/21\/Schroders_1.jpg","datePublished":"2023-04-04T13:07:38+00:00","breadcrumb":{"@id":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/#primaryimage","url":"https:\/\/mms.businesswire.com\/media\/20230404005458\/en\/1755244\/21\/Schroders_1.jpg","contentUrl":"https:\/\/mms.businesswire.com\/media\/20230404005458\/en\/1755244\/21\/Schroders_1.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/pharma-trend.com\/en\/working-americans-aged-45-say-it-will-take-1100000-saved-to-retire-comfortably-but-only-one-in-five-will-get-to-a-million\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/pharma-trend.com\/en\/"},{"@type":"ListItem","position":2,"name":"Working Americans Aged 45 + Say It Will Take $1,100,000 Saved to Retire Comfortably, but Only One in Five Will Get to a Million"}]},{"@type":"WebSite","@id":"https:\/\/pharma-trend.com\/en\/#website","url":"https:\/\/pharma-trend.com\/en\/","name":"Pharma Trend","description":"","publisher":{"@id":"https:\/\/pharma-trend.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/pharma-trend.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/pharma-trend.com\/en\/#organization","name":"Pharma Trend","url":"https:\/\/pharma-trend.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/pharma-trend.com\/en\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"Pharma Trend"},"image":{"@id":"https:\/\/pharma-trend.com\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/pharma-trend.com\/en\/#\/schema\/person\/02d41342c7a74fa7f0032bb35ef0bb24","name":"Business Wire"}]}},"_links":{"self":[{"href":"https:\/\/pharma-trend.com\/en\/wp-json\/wp\/v2\/posts\/55506","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pharma-trend.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pharma-trend.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pharma-trend.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/pharma-trend.com\/en\/wp-json\/wp\/v2\/comments?post=55506"}],"version-history":[{"count":0,"href":"https:\/\/pharma-trend.com\/en\/wp-json\/wp\/v2\/posts\/55506\/revisions"}],"wp:attachment":[{"href":"https:\/\/pharma-trend.com\/en\/wp-json\/wp\/v2\/media?parent=55506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pharma-trend.com\/en\/wp-json\/wp\/v2\/categories?post=55506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pharma-trend.com\/en\/wp-json\/wp\/v2\/tags?post=55506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}